Earnin Reviews
Earnin Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Earnin has a 1.7 star rating from 549 reviews, with 11% likely to recommend; consumers are mostly dissatisfied. Reviews flag cash advance for emergencies as the main benefit but cite loss of money, no live support, confusion, refund requests, and high price level.
Key Takeaways for Future Customers
- Read Earnin reviews about verification and direct deposit before signing up.
- Expect limited live customer service and potential delays on refunds.
- Use cautiously for short emergency cash advances, monitor bank activity closely.
Negative Feedback / Risk Areas
- Frequent customer complaints about unauthorized or duplicate withdrawals and refund delays.
- Repeated account access, login, and employer verification failures causing lost wages.
- Poor support channels; many request live phone help for billing, refunds, and membership issues.
Positive Feedback
Some users find the cash advance service helpful in emergencies and report occasional helpful representatives.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Earnin has a 1.7 star rating from 549 reviews, with 11% likely to recommend; consumers are mostly dissatisfied. Reviews flag cash advance for emergencies as the main benefit but cite loss of money, no live support, confusion, refund requests, and high price level.
Key Takeaways for Future Customers
- Read Earnin reviews about verification and direct deposit before signing up.
- Expect limited live customer service and potential delays on refunds.
- Use cautiously for short emergency cash advances, monitor bank activity closely.
Negative Feedback / Risk Areas
- Frequent customer complaints about unauthorized or duplicate withdrawals and refund delays.
- Repeated account access, login, and employer verification failures causing lost wages.
- Poor support channels; many request live phone help for billing, refunds, and membership issues.
Positive Feedback
Some users find the cash advance service helpful in emergencies and report occasional helpful representatives.
Media from reviews
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Westbury, New York
Issues with the app
The app is giving an issue that is in 0 when I had money on Wednesday and now is saying that I need to give my GPS on and is on
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerBecause they said I don’t have no deposits from Home Depot but I have two deposits from Home Depot
So Im gonna delete this app. I keep trying open an account but it wont let me. Why I have to get writing
Preferred solution: Nothing
User's recommendation: This shows my deposit for Home Depot
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerMoney taken out of my account
Money was taken out of my bank account, and I no longer work at that company and haven't received any deposits. The money deposited was sent to me by family members. This is the second time it has happened, and that account was closed.
Preferred solution: Full refund
User's recommendation: Absolutely not
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerYou took $100 out my account said I paid $50 back what happened to the other 50 and nobody's can't answer that question
Okay yo took out $100 my account Yes I said I paid $50 back what happened to the other 50 Yes it I never paid back I never gave me my money back
- Theyre good
- Dont give you your money back
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Pflugerville, Texas
I canceled my account yesterday bc I...
I canceled my account yesterday because I kept getting charged $42, but I looked at my bank today and see you all still took the money. A refund is needed!
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Silver Spring, Maryland
I need to cancel and dispute charges...
I need to cancel and dispute charges that *** have charge to my account I want to cancel the whole account and somebody stole my identity
Preferred solution: Full refund
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |
Mentor, Ohio
Three seperate transactions all the same amount
This is not a service, you took 3 separate transactions for 109.99 at the sametime
I want my money back ,I never received money from you and I want to cancel and to rectify this situation. You just caused me to go in the red by $340-
Call me at 440 725 ****
Glenn Daniel Mckinney
Please I take care of my 92 yr old mom
Preferred solution: Full refund
User's recommendation: Never
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerTo see if my pay roll is directly deposited with earnin, or is there anything else I need to do.
The phone kept going in and out. Couldn't get instructions on what to do.
Still don't know if my payroll will be deposited in bank or earning card, which I don't have. Please assist me.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Chicago, Illinois
Payment not sure if you got the right account to get paid call me ASAP ARE LEAVE A TEXT MESSAGE
Get a live person on the phone. I don't do emails well.
Where is a good phone for earning? I don't want to be late paying my debt. If the payment went to Chase 7336, that account was closed due to a scam.
I did text my new card contact on the Earnin app. Account me immediately, please.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerYou took me out of my account
You took money out of my account and I did not receive a loan from you. I would like my money refunded. $10.50
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Newark, New Jersey
Necesito ayuda por favor
Lo que pasa es que no tenía cuenta con ustedes, pero mi teléfono se rompió, no me sirve ahora y estoy usando el teléfono de mi hijo. Bajé la aplicación Earlrm para usarlo, pero a la hora que me pide que haya con el banco, no me deja entrar. Por favor, me ayuda, por favor.
Denver, Colorado
Email no response
I am filling out the original application. They asked for my employer; my employer is SignPro.
Then they asked me to verify my employment with a work email issued from my work, which is myname@***.us. It states that it is invalid and will not allow me to continue.
Very frustrating situation. Answer the phone.
Preferred solution: For my email to be allowed as verification of employment
User's recommendation: ANSWER THE PHONE
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerNo one answers I need a live person
No real live person answers. Your company is unreachable, and this is unacceptable. Chat is even worse, as it feels like I'm chatting with a robot.
Preferred solution: A loan
User's recommendation: Answer phone
Garden Grove, California
Question about direct deposit
Past me overto *** email within 3 days
U guys will get back to me its really hard to get a live person tgere
Preferred solution: Full refund
User's recommendation: Trash
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Charlotte, North Carolina
Can't login because I can't access phone number
I no longer have access to the phone number associated and the same situation with my bank so I can't even access statements to send and I'm not getting any other verification options as stated in help center and everywhere else
- Helpful
- Not helpful enough
Preferred solution: Help regaining my account access
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Pineville, Kentucky
Money being debited before payday.
- - Switching banks caused timing issues with deposits and debits, leading to overdrafts.
- - Canceling the account ended up costing more money.
I switched banks. When I did that.
I didn't change my account info right away because my job said it wouldn't kick in till the next paycheck so I waited so earnings can debit what I owed that week. The next week I can get my info so that I can be up to date. Well some how my check ended being deposited into the new account the week before I was told it would. This left my account dry because my old bank was debited first than after I changed info the money was paid back.
Ever since than they been debited my account on Friday but I get paid on Monday. Issue today is my bank paid them out on Friday. Today is Saturday I don't get paid till Monday. Last week was holiday I got paid that day.
This week I didn't get paid on Friday but the still debited my account even though the pay is scheduled to be paid on Monday. So now I'm on overdraft again.
So I just cancel my account. This ended up costing me more money.earning.com
- Get money instantly up to 250
- Will debit your account before you due date
Preferred solution: Apology
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