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Earnin

Earnin Reviews

www.earnin.com
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Earnin Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Earnin has a 1.7 star rating from 553 reviews; 11% would recommend. Consumers report lost money, high price level, reliability problems, and poor customer service and support.

Key Takeaways for Future Customers

  • Cash advance service useful for emergencies but use cautiously.
  • Expect difficulty reaching live support and delays resolving refunds.
  • Verify direct deposit and account links to avoid billing issues.

Negative Feedback / Risk Areas

  • Frequent customer complaints about unauthorized or duplicate withdrawals and refund requests.
  • Account access, verification, and subscription or membership cancellation problems.
  • Poor responsiveness from customer service and chat support.

Positive Feedback

Some users find Earnin helpful for short-term cash advances and report a few helpful representatives.

View full overview ›

Media from reviews

Earnin - Cannot make my first transaction
Earnin - Because they said I don’t have no deposits from Home Depot but I have two...Earnin - Money taken out of my accountEarnin - I canceled my account yesterday bc I...Earnin - You took $100 out my account said I paid $50 back what happened to the other 50...Earnin - I need to cancel and dispute charges...Earnin - Confused
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Ally V Pyi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Duncanville, Texas

Cancel earnin

Contacted the company first

The reviewer tried to contact the company before posting this review.

I accidentally made an account but do not want to earn. I have not cashed any money out and want to cancel my account before getting unnecessary charges.

Preferred solution: Cancel my un used account

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Pamela G Rfl

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Because they said I don’t have no deposits from Home Depot but I have two deposits from Home Depot

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Contacted the company first

The reviewer tried to contact the company before posting this review.

Earnin - Because they said I don’t have no deposits from Home Depot but I have two...

So Im gonna delete this app. I keep trying open an account but it wont let me. Why I have to get writing

Preferred solution: Nothing

User's recommendation: This shows my deposit for Home Depot

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Jorge R Tvq

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Money taken out of my account

Contacted the company first

The reviewer tried to contact the company before posting this review.

Earnin - Money taken out of my account

Money was taken out of my bank account, and I no longer work at that company and haven't received any deposits. The money deposited was sent to me by family members. This is the second time it has happened, and that account was closed.

Loss:
$481

Preferred solution: Full refund

User's recommendation: Absolutely not

View full review
Cristina E Tcx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

You took $100 out my account said I paid $50 back what happened to the other 50 and nobody's can't answer that question

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Contacted the company first

The reviewer tried to contact the company before posting this review.

Earnin - You took $100 out my account said I paid $50 back what happened to the other 50...

Okay yo took out $100 my account Yes I said I paid $50 back what happened to the other 50 Yes it I never paid back I never gave me my money back

Loss:
$100
Pros:
  • Theyre good
Cons:
  • Dont give you your money back

Preferred solution: Full refund

View full review
Christalynn P Che

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Pflugerville, Texas

I canceled my account yesterday bc I...

Contacted the company first

The reviewer tried to contact the company before posting this review.

Earnin - I canceled my account yesterday bc I...

I canceled my account yesterday because I kept getting charged $42, but I looked at my bank today and see you all still took the money. A refund is needed!

Loss:
$42

Preferred solution: Full refund

View full review
Tiara R Klu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Silver Spring, Maryland

I need to cancel and dispute charges...

Contacted the company first

The reviewer tried to contact the company before posting this review.

Earnin - I need to cancel and dispute charges...

I need to cancel and dispute charges that *** have charge to my account I want to cancel the whole account and somebody stole my identity

Loss:
$367

Preferred solution: Full refund

View full review
Glenn M Jhd

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
| map-marker Mentor, Ohio

Three seperate transactions all the same amount

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Contacted the company first

The reviewer tried to contact the company before posting this review.

Contains 1 confidential file for company representatives

This is not a service, you took 3 separate transactions for 109.99 at the sametime

I want my money back ,I never received money from you and I want to cancel and to rectify this situation. You just caused me to go in the red by $340-

Call me at 440 725 ****

Glenn Daniel Mckinney

Please I take care of my 92 yr old mom

Loss:
$357

Preferred solution: Full refund

User's recommendation: Never

View full review
Kevin S Hku

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Philadelphia, Pennsylvania

They took out an extra payment

Contacted the company first

The reviewer tried to contact the company before posting this review.

Every time I put my information in for my car it's saying reject my card now I like to know how do I get my other payment back somebody talk to me on the phone cuz I'm not too good and with this computer with my eyesight

Loss:
$113

Preferred solution: Full refund

View full review
Lemonde H

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

To see if my pay roll is directly deposited with earnin, or is there anything else I need to do.

Contacted the company first

The reviewer tried to contact the company before posting this review.

The phone kept going in and out. Couldn't get instructions on what to do.

Still don't know if my payroll will be deposited in bank or earning card, which I don't have. Please assist me.

View full review
Michael H Nvb
map-marker Detroit, Michigan

Stolen money

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Contacted the company first

The reviewer tried to contact the company before posting this review.

AI Highlights
  • - Funds are taken before you see your check, and weekly borrowing limits vary.
  • - Check Into Cash became a mobile app and I want all my money returned.

They just take the money out of your account before you even see your own check. And then on top of that, they don't allow you to borrow as much one week as they do the next.

Same thing with Chime early pay. One week you're allowed 700, but have a bad or short week and not only do they take that 700, but you can't borrow anywhere near that to survive the next week. They do this on purpose so you're stuck in a cycle of borrowing to make it.

They took check into cash and turned it into an app on your phone. I want all my money returned.

Loss:
$400
Pros:
  • You get money when you absolutely need it
Cons:
  • Take it no matter if you have a good week or a bad week then change how much your able to borrow nased on your current paycheck and not an average

Preferred solution: Full refund

User's recommendation: Dont use any apps like Earnin, Chime, or Cleo

View full review
Shirley H Cvh
map-marker York, South Carolina

This is my new email

Contacted the company first

The reviewer tried to contact the company before posting this review.

AI Highlights
  • - Customer asks the staff to honor an email transfer to enable e-learning access.
  • - Requests expedited processing to get on MyLearnIn.

I have another email. Can y'all honor that email from shucks1313@***.com to shirleyhicks1313@***.com so I can use my e-learning?

I sure appreciate it. Thank you very much for the consideration and thought, and it's all I have right now.

I don't have 100 words to say; I just need y'all to do that for me. Is there any way that y'all can go ahead and sort the process so I can get on mylearning?

Pros:
  • Non at this time
Cons:
  • None at this time

Preferred solution: To get and advance from my paycheck

View full review
Adron C

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Chicago, Illinois

Payment not sure if you got the right account to get paid call me ASAP ARE LEAVE A TEXT MESSAGE

Contacted the company first

The reviewer tried to contact the company before posting this review.

Get a live person on the phone. I don't do emails well.

Where is a good phone for earning? I don't want to be late paying my debt. If the payment went to Chase 7336, that account was closed due to a scam.

I did text my new card contact on the Earnin app. Account me immediately, please.

View full review
Emmelyn Vow

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Westbury, New York

Issues with the app

Contacted the company first

The reviewer tried to contact the company before posting this review.

The app is giving an issue that is in 0 when I had money on Wednesday and now is saying that I need to give my GPS on and is on

View full review
Lindel R

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

You took me out of my account

Contacted the company first

The reviewer tried to contact the company before posting this review.

You took money out of my account and I did not receive a loan from you. I would like my money refunded. $10.50

Loss:
$1050

Preferred solution: Full refund

View full review
Christopher T Eat
map-marker Atlanta, Georgia

Trying to find out where money is

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Contacted the company first

The reviewer tried to contact the company before posting this review.

Signed up for direct deposit, then canceled it due to how long it would take. Money was still sent to a closed account; now I don't know where it is.

View full review
Clovis R Ckk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Newark, New Jersey

Necesito ayuda por favor

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Contacted the company first

The reviewer tried to contact the company before posting this review.

Lo que pasa es que no tenía cuenta con ustedes, pero mi teléfono se rompió, no me sirve ahora y estoy usando el teléfono de mi hijo. Bajé la aplicación Earlrm para usarlo, pero a la hora que me pide que haya con el banco, no me deja entrar. Por favor, me ayuda, por favor.

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